U.S. Citizens Member Care

Affordable benefits for members only…….
because we care about our members.

Limited Medical Health Plans
No deductibles or copays for Basic Plus� fixed indemnity medical benefits (Rx Card has copays) with 2 plans to choose from and a variety of monthly premiums, there is definitely a plan that is right for you and your family. There is an Rx benefit, surgical and anesthesia benefits, doctor office visits, wellness visits, diagnostic tests, and a daily-in hospital benefit included in the monthly premium!

Basic Plus� fixed indemnity medical benefits pays in addition to other private insurance.

Individual Medical Health Plans
Build your own plans
Choose your deductible and co-pay
Catastrophic plans available

CANCER COVERAGES
No one wants to experience a cancer diagnosis, but the fact is that the risk of getting cancer is great. In the United States, men have slightly less than a one in two lifetime risk of developing cancer; for women, the risk is a little more than one in three (Cancer Facts and Figures 2009, American Cancer Society). A cancer/specified-disease insurance policy is designed to provide you with cash benefits during covered cancer treatments.

A cancer/specified-disease insurance policy can also help protect your income and savings from expenses that aren't covered by your major medical health insurance policy, including:

• Deductibles
• Out-of-network specialists
• Experimental cancer treatment
• Travel and lodging when treatment is far from home
• Child care and household help
• Normal living expenses, such as your car payment, and utility bills

ACCIDENT COVERAGES
It's a way to stay ahead of the medical and out-of-pocket expenses that add up so quickly after an accidental injury - not just for emergency treatment, hospital stays and medical exams, but for other expenses you may face, such as transportation and lodging needs.

When you have a covered accident, we'll send cash benefits directly to you (unless you tell us otherwise) and you decide the best way to spend them. It's as simple as that.

You'll receive cash benefits for these and other expenses that may not be fully covered by your major medical insurance:

• Broken teeth
• Concussions
• Intensive care unit confinement
• Ambulance, ground and air
• Emergency room visits
• Lacerations

LIFE INSURANCE
Life insurance helps take care of your loved one's immediate and future financial needs following your death. Immediate needs can include burial/funeral expenses, uninsured medical costs and current bills and debts. Future needs could include income replacement, education plans, ongoing family obligations, emergency funds, and retirement expenses.

US Citizens offers a variety of life insurance to suit every need and income:

Term life insurance
Provides a death benefit for a specific length of time, usually 20 or 30 years. Coverage expires at the end of the term.

ENROLL OVER THE PHONE
Other Available Products such as Dental, Vision
Our salaried, licensed benefit specialists are available 11 hours a day, Monday through Friday from 8:00 a.m. to 7:00 p.m. EST to assist you in enrolling in benefits and answer your questions.

Call Today to Enroll!
1.866.816.6786